Mediation in Florida Courts
Does Florida have Part of an Answer to Foreclosures? PDF Print
Mediation in Florida Courts
Written by Ted Baker   
Thursday, 22 April 2010 00:00

Florida is taking a new look at solving the foreclosure crisis in this state.

Based upon the tsunami of foreclosure cases filed in the Florida Courts, the Florida Supreme Court has directed by administrative order all 20 judicial circuits in the state to implement an infrastructure and a process for diverting foreclosure cases to mediation prior to taking up the case in the Circuit Courts of the state.

istock_mediationxsmallMediation is part of a growing movement toward alternate dispute resolution.  The Court process is formal, expensive, inefficient and totally inundated with foreclosure cases.  The Florida Supreme Court found, after extensive research and examination. that homeowner defendants were coming to court for hearings on motions for summary judgment (one of the steps to conclude a foreclosure case) without ever talking with the plaintiff lender to find if there might be a way to work out the problems.

What the legal system and the government agencies have not been able to reconcile is the fact that the lender does not want the house back – the inevitable result of foreclosure.  REO assets on the Bank’s balance sheet are not good for bank operations.  And the homeowner does not want to lose his (her) home.  There seems to be common ground here that might lead to a solution without a court-ordered foreclosure.  Enter the mediation programs.

Mediation offers a totally different dynamic in dispute resolution from a formal court trial.  In mediation, the mediator is not the decision maker.  The mediator does not listen to evidence and then render a verdict or decision in the manner of a judge or even an arbitrator.  The mediator is simply there to facilitate settlement negotiations between the parties in an effort to help the parties to settle their own dispute on terms that are agreeable to both of them.  The process is informal, voluntary and totally confidential.  Just as settlement discussions are not admissible in Court proceedings, all of the mediation process is confidential and may not be heard in court or in the newspaper.

In the event that the matter is not settled in Mediation, the case returns to its place in line in Court and continues through the Court system.  But the purpose and the process of mediation is to resolve the issues right in the mediation room and to settle the case to the satisfaction of both parties.

I commend the Florida Courts for trying to streamline the process of dealing with the many foreclosure cases that are backlogging our Court system.  With the application of the principles of mediation, the Courts will speed up the process of clearing the docket of cases while implementing a alternate dispute resolution system.  In this type of case this is a real benefit to both the lender plaintiffs and the defendant homeowners.  Everybody wins – not the usual response of government.

 

 

 

 

Last Updated on Monday, 17 May 2010 21:30
 
Tallahassee's Collins Center for Public Policy and Foreclosure Mediation PDF Print
Mediation in Florida Courts
Written by Ted Baker   
Tuesday, 20 April 2010 00:00

The Collins Center for Public Policy in Tallahassee, Florida, has been at the forefront of Florida’s move to implement a system of managed mediation for foreclosure cases.

The Collins Center has previously created model managed mediation programs to assist the Florida Court System in meeting the demands of high volume cases which deal with similar subject matter.  Collins created the Hurrican Mediation Program for the Department of Financial Services.  In 2004 and 2005, eight major hurricanes struck Florida resulting in 2.5 million property insurance claims.  Less than 2% of the claims were disputed, creating a need for an efficient system to handle the disputes.  The Collins Center Hurricane Mediation teams handled 25,000 mediation requests with successful settlements in 86% of their cases.  Additional information on the Collins site <link here>

The Collins Center for Public Policy currently operates managed mediation programs for foreclosure cases in three areas of the state having developed both personnel and large case load management infrastructure to include facilities, equipment and computer technologies for case tracking and scheduling. Collins operates mediation centers in the following Judicial Circuits:

1st Judicial Circuit (including Escambia, Santa Rosa, Okaloosa and Walton Counties) with a center located at 236 West Garden Street #4, Pensacola, FL 32502

11th Judicial Circuit (Including Dade Couty) with a center located at University Park Plaza, 3544 South University, Davie, FL 33328

19th Judicial Circuit (Including Martin, St Lucie, Okeechobee and Indian River Counties) with a center located at 10521 SW Village Center #104, Port St Lucie, FL 34987

Other circuits, some with other program managers, will be coming on line in the coming months pursuant to the Florida Supreme Court Administrative Order.  Similar programs are operating with success in Ohio.

The Florida program is targetted at residential homestead properties.  At this time, the program does not address investor owned properties or foreclosure cases filed before the initiation of the programs.  Cases which do not fall under the programs may still request mediation at the discretion of the presiding judge in the case.

Alternate Dispute Resolution processes like mediation are also available for a wide variety of disputes without court order or managed mediation program.  Prior to filing any law suit, the parties to the dispute may seek the assistance of a mediator to assist in settling the dispute.  The Florida Supreme Court has established training and educational qualifications for Certified mediators in a variety of case categories.  While certified mediators may not be necessary in non-court ordered mediations, the certification system of the Court provides consistent qualifications and training for mediators throughout the state.  Lists of certified mediators filtered by category and county or circuit are available on line at <the Florida State Courts site>.  Under the General Public > Self-help > Mediator search tab, you may select your criteria for your search.

 

Last Updated on Monday, 17 May 2010 20:57